Financing

Financing Plans Available

Hearth Financing

Hearth makes it easy for you to find monthly payment options for your project, with:

Loan amounts up to $250,000

Affordable monthly payment options

Funding within 1-3 days

No prepayment penalties

No home equity required

See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties.

Find convenient monthly payment options for your project.

See your personalized payment plans without affecting your credit score now.

1. FPL Home-Traditional

Min credit score 617
Available loan terms are 36 to 120 months
Down payment isn’t required. Single applicant only does not check debt to income ratio as well.
This plan can cover: Straight cool split systems, Heat pump split systems, Boilers, Furnaces, Mini-Splits, Package units

2. FPL Home-Stress Free (ALL INCLUSIVE PLAN)

Min credit score 617
Plan covers: Installation, Smart Thermostat (Required), Annual Maintenance, Air Filters and 10-Year parts & labor coverage.
Available loan terms are 36 to 120 months
Down payment isn’t required. Single applicant only does not check debt to income ratio as well.
This plan can cover: Straight cool split systems, Heat pump split systems, Boilers, Furnaces, Package units (No Mini-Splits)

Good Leap

Min credit score 620
Available loan terms are 7 to 10 Year
Can have co-applicants, checks debt to income ratio as well.
Down payment isn’t required.
This plan can cover: Straight cool split systems, Heat pump split systems, Boilers, Furnaces, Mini-Splits, Package units